General Liability coverage protects you if you become legally liable as a result of your negligence. Defense of such a claim against you is also covered.
Contractor's Liability provides coverage for any negligent act caused by a sub-contractor while in the course of performing duties for you. It provides protection in excess to the sub-contractor's insurance.
Automobile Liability protects you against financial loss because of legal liability for automobile-related injuries to others or damage to their property.
Physical Damage covers the actual vehicle damage caused by such perils as collision, fire, theft or windstorm.
Cargo Coverage pays for transit charges, damaged manufactured homes, cleanup and disposal.
State Filings will also be made for you.
Money and Securities covers your losses due to theft, disappearance or destruction of money and securities while inside the premises or in the custody of a messenger.
Employee Dishonesty protects you from the willful dishonest acts of your employees that create a loss for your business.
Building and Business Personal Property covers your office and storage buildings on your premises plus business personal property, such as office furniture and equipment, for loss caused by perils such as fire, theft and windstorm.
Builder's Risk covers items such as backhoes, tractors, etc., used in the course of your business for loss caused by perils such as fire and theft.
Small Tools Floater covers tools that you own for loss caused by perils such as theft. Coverage may also be extended to include Employee's Tools and Non-owned Tools.
Valuable Papers and Records covers the cost of replacing important written papers relating to your business.
Account Receivables covers uncollectible sums, extra collection fees and cost associated with the reconstruction of damaged or destroyed records caused by a covered peril.
Business Computer coverage provides additional coverage for your business' most versatile and needed business equipment, including software.
Building Materials and Supplies covers the materials required for site preparation and home set-up.